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By Kelsey Grindstaff

Easy ways to save money

There are many ways to save some extra money that don’t involve giant plans. With just a little bit of extra care, you might be surprised at the amount of money you are able to save just by doing little things.

When you spend cash, save your change. I personally like to separate my change as I go, that way it is faster to put into coin rolls. I also know some people who prefer to put all their change into a big jar or jug.

Sometimes people will go to coin counters and let the machines do the work for them. Just remember that they will take a percentage of your money. If you don’t mind this, go for it. If you are like me and want to keep what you have saved, you can buy coin rolls for super cheap and take your money to the bank when it is rolled. Some banks might take a percentage of the money for exchange purposes, but it is still usually less than a coin machine and may not be done at all banks.

If you are a big “go out for coffee” person, get coffee once or twice less a week and set aside the money you would have spent. Everybody knows how expensive coffees can be. We always hear about the money you could save by not buying so many coffees; however, many people fail to even try it. I understand the want for coffee, but try making it at home. Bring a thermos to work with you if you feel like you need more than just your morning cup. You really will be surprised at how quickly the money you save adds up.

Along this line, bring a lunch to work one more time than you already do. Lunches are like coffees. Everybody loves to go out to lunch, but the expense of going out to lunch every day adds up. Depending on where you go for your lunches, you could be saving big money by simply bringing lunch to work an extra day.

Don’t be afraid to say “no” when you cannot afford to go out with friends.

And don’t feel like you have to explain yourself, either. You are an adult. If you cannot afford to go out, there is no reason to stress about putting yourself in a tight financial situation. I know many people who have had a hard time paying bills because their friends wanted to go out every night and they didn’t have the heart to say they couldn’t go.

Lastly, remember that it is okay to spend money if you have it. Saving is good. In fact, being able to save money is a great thing, but do not forget that spending money is also good, as long as you have the money to spend. Don’t stress about what the kids will wear. If you have the money, buy the clothes.

To some of you, these ideas might be new. To others, they might just be good reminders. I hope I’m able to help you get a little farther along in your savings. Just remember to also enjoy yourself in the process.

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